Orang-hutang

I'm glad to read about the Public Services Department's latest move to haul in study loan defaulters -"PSD to blacklist family of study loan defaulters, too" on Oct 24. My only complaint is they did not do this earlier. That means that brothers and sisters of loan defaulters could easily get loans, and they are likely be defaulters too. Worse, PSD has even turned up cases of the children of defaulters getting loans and also defaulting. Truly, "like father, like son."

This absurd situation cannot be allowed to continue, and taxpayers' money should not be wasted on these characters who think they are entitled to "free money".

In fact, PSD should go one step further and also release the lists of study loan defaulters to banks and other loan providers in the private sector. I'm sure banks will be most interested in these individuals' track record when (if) they apply for car loans, credit cards, mortgages, etc

There is no need to force banks to blacklist PSD defaulters; just providing the list will be sufficient. Borrowers would be aware there are more dire consequences for defaulting on a PSD loan, and the list will serve as a preventive measure.