Tuesday, August 28, 2007
Interesting corp policy to encourage healthy living
Being Unhealthy Could Cost You -- Money
For employees at Clarian Health, feeling the burn of trying to lose weight will take on new meaning.
In late June, the Indianapolis-based hospital system announced that starting in 2009, it will fine employees $10 per paycheck if their body mass index (BMI, a ratio of height to weight that measures body fat) is over 30. If their cholesterol, blood pressure, and glucose levels are too high, they'll be charged $5 for each standard they don't meet. Ditto if they smoke: Starting next year, they'll be charged another $5 in each check.
Clarian has been making headlines for its aggressive and unusual approach to covering escalating health-care costs. Rather than … (link to story)
I think this is an excellent policy because company health policies mainly benefit those who are unwilling or unable to take care of their health. For example, I do not smoke, my BMI is within normal range, I try to eat right, and I exercise quite regularly.
In my workplace, there a quite a few people who do none of the above. Not surprisingly, they tend to have more health problems and they fall sick more often than the other workers who try to stay healthy.
Ultimately, the healthier workers end up paying a lot more to subsidise the unhealthy lifestyles of these co-workers.